How San Diego Workers Compensation Operates
Workers compensation is a form of insurance where employees are provided wage replacement and medical benefits when they are injured in the course of their employment. Employees enjoy these benefits by relinquishing their right to sue their employer for negligence. Such an arrangement means that employees are guaranteed specific coverage for workplace accidents by relinquishing their right to sue their employer. It means workers are covered in the case of an injury without having to prove an employer was negligent. However this means the employee does not have any other recourse for compensation outside the system. Workers compensation systems are created by statutory law and set out the amount and types of compensation that can be received by an employee for different types of on the job injury.
San Diego workers compensation is subject to the State of California workers compensation laws that cover employee’s medical care costs as well as providing financial compensation during the period the injury affects the employee’s ability to work. According to these laws, employers in California must carry appropriate worker’s compensation insurance or provide approved self-insurance to meet the costs associated with these obligations. Workers compensation law is designed to provide a safe and healthy working environment for employees and to ensure that employee’s rights when injured in their workplace are respected.
There are specific levels of compensation set down for various types of injury including reimbursement for lost income and medical expenses as well as set amounts of compensation for permanent impairment or disability that may arise from an injury. Eligibility for compensation is subject to the rules and regulations set down in the relevant industry workers compensation laws and may require complex negotiations when disputes occur. Employees often seek an experienced workers compensation lawyer to protect their interests in these negotiations and to ensure they receive the maximum compensation to which they are entitles for the injury they have suffered.